What is Medicare?
Medicare is the federal health insurance program for:
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People who are 65 or older
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Certain younger people with disabilities
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People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, also referred to as ESRD)
The different parts of Medicare help cover specific services:
Medicare Part A (Hospital Insurance)
Part A helps cover:
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Inpatient hospital stays,
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Care in a skilled nursing facility
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Hospice care
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Some home health care
Medicare Part B (Medical Insurance)
Part B helps cover:
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Doctor visits and some services
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Outpatient care
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Medical supplies
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Preventive services
Medicare Part D (Prescription Drug Coverage)
Offered by insurance companies and other private companies
approved by Medicare.
Part D adds prescription drug coverage to:
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Original Medicare
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Some Medicare Cost Plans
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Some Medicare Private-Fee-for-Service Plans
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Medicare Medical Savings Account Plans
Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans
NOTE:
Medicare Advantage (also known as Part C) is an "all in one" alternative to Original Medicare. These "bundled plans" include Part A, Part B and usually Part D.
Not sure what kind of coverage you have?
1. Check your red, white and blue Medicare card.
2. Check all other insurance cards that you use. Call the phone number on the cards to get more information about the coverage.
3. Check your Medicare health or drug plan enrollment.
Or, call me, Ron Shaffer at 224-383-4523. I can help!